Credit Acceptance

Bad Credit, No Credit, Bankruptcy.. No Problem!

Expressway Toyota is proud to offer the Credit Acceptance approval program for our customers with credit hardships. Through Credit Acceptance, individuals who have experienced credit issues are able to drive a newer and reliable vehicle with the opportunity to re-establish their credit.

At Expressway Toyota, you will be treated as a person and not a credit score. We firmly believe that everyone deserves the opportunity to finance a vehicle. Come in and pick out your new car, and start driving down the road to good credit. Every payment you make is another step toward financial freedom. Join the nearly 200,000 credit-challenged people across the United States who are driving today thanks to Credit Acceptance.

Frequently Asked Questions (FAQs):

What am I Approved for?

Any vehicle we have at Expressway is available to you. You are not limited to any particular vehicles, like with other guaranteed financing programs. We have over 500 vehicles available here at Expressway and all of them are available to you. Each individual circumstance is looked at on a case-by-case basis…you may even be approved for a brand new car.

How Much Money Do I Need?

There is no certain amount you need. Each credit situation is different, and every person will have a different car and loan term. Depending on your circumstance and vehicle selection, you may need very little down payment. Massachusetts sales tax is 6.25%.

Do I Need a Co-Signor?

No you do not need a co-signor. You are approved on your own.

Does it Come with Warranty?

All vehicles offered through our Credit Acceptance program have an available comprehensive warranty. Covered components may include the engine, transmission, drive axle(s), transfer case, steering, electrical, air conditioning, suspension, cooling, brake systems, seals and gaskets.

Your warranty may even cover car rental and towing expenses.

Will it help my credit score?

With each payment made on time, you are improving your score. Credit Acceptance reports to all the major credit bureaus, so every payment made on time is another step closer to good credit! Our goal is to give you the vehicle transportation today, and also to rebuild your credit for your future!

  • Repossession
  • Bankruptcy
  • Foreclosure
  • Charge-Offs
  • Credit Cards
  • Medical Bills
  • Student Loans
  • Divorce
  • New to the Country
  • Visa
  • No Credit
  • Slow Credit

Apply for Financing